Scottish Police Federation

The Voice of Scotland's Police Service

Insurance

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Find the appropriate benefits for your service type, including travel, life insurance, motor insurance and more.

Serving officers

Serving Officers’ Benefit Schemes

Use the links and information below for any currently serving SPF member

Assistance Numbers

Important

All members are asked to regularly review and update their Nomination Form to ensure that in the event of their death, clear direction as to who should benefit is given.

In the event of a death claim please contact the SPF for assistance.

Please use the links to the right to add or update your serving officer nomination forms.

Serving Officers’ Nomination Forms

TRAVEL INSURANCE

Home Emergency

The Group Insurance Scheme includes a Home Emergency Product:

If you need Home Emergency assistance in the UK, please call 0330 041 8187

Life policies

The Group Insurance offers

  • £140,000 life cover for serving Officers
  • £5,000 life cover for an officer’s child

If additional  cover is purchased;

  • £100,000 life cover for the partner or spouse of serving Officers

Critical Illness cover

The Group Insurance package includes cover for Critical Illness for Serving officers, their children and, if they pay an additional premium, their spouse or partner.

A serving officer with a Critical Illness will receive £30,000.

A serving officer who has a spouse or partner diagnosed with a Critical Illness will receive £25,000 if paying for spouse/partner cover.

A serving officer who has a child diagnosed with a Critical Illness will receive £7,500.

A schedule of Critical  Illnesses covered can be found on Page 13 of the Accident policy

Claims should made by way of  the Critical Illness Claim Form

Please also contact you local Federation Office or representatives if you need further assistance with your illness.

Death Benefits Scheme

The Scottish Police Federation Death Benefit Scheme was set up on a  national basis on the formation of Police Scotland and the demise of the schemes which operated in the previous legacy forces.

The scheme operates by taking an amount , currently £2.50, from each members salary on the death of a scheme member.

This means that a lump sum is paid to the deceased members family and assists in alleviating the financial pressure which families find themselves at these times

A scheme application form can be found below

Terminal Prognosis

In the event of being diagnosed with a Terminal Illness, a 20% advance on your Life Insurance can be paid.  The following Claim Form should be completed:

Personal Injury

The Group Insurance Scheme covers members for a number of Personal Injury Benefits.

Permanent Total Disablement (due to accident)  £50,000

Loss of use of one eye, one limb or hearing in one ear (due to accident) £25,000

Loss of use of both eyes, more than one limb, total loss of speech or hearing in both ears (due to accident) £50,000

On-Duty Assault benefit

  1. Firearm £1,500
  2. Knife/Sharp instrument £750

Mobile phone cover

The Group Insurance Scheme provides mobile phone cover for members. 

A copy of the Policy and Schedule are below:

Sick Pay

The Group Insurance Scheme provides Sick Pay Benefits when pay is cut

  1. Half Pay (for up to 26 weeks) 20% gross pay
  2. No Pay (for up to 26 weeks) 40% gross pay

To make a claim, please fill out the relevant form below

OTHER

For prospective members, a mandate form is required.

Motor

The Group Policy provides members with European vehicle breakdown cover a copy of the policy is attached below

If you need breakdown assistance in the UK, please call 03300 418189

or +44 (0)1603 327180  if you require European Breakdown assistance.

Retired officers

Retired Officers’ Benefits

The Scottish Police Federation is pleased to be able to offer Insurance cover to our retired members.  Our life insurer requires a strict 30 day timescale from date of retiral to take up membership.

Any application received more than 30 days after retirement will be rejected.

Please note that the policies are offered as a Group only and cannot be selected individually.

Assistance Numbers

Important

All members are asked to regularly review and update their Nomination Form to ensure that in the event of their death, clear direction as to who should benefit is given.

Please use the link to the right to change your retired officer nomination form.

Retired officers’ nomination forms

Legal Expenses

Terminal Prognosis

In the event of being diagnosed with a Terminal Illness, a 20% advance on your Life Insurance can be paid. Only available for those 63 and under.

The following Claim Form should be completed:

Life Insurance

The master policy for retired officers is available by clicking the link in this sentence.

A brief overview of the scheme is shown below

Motor

The Group Policy provides members with European vehicle breakdown cover a copy of the policy is attached below

If you need breakdown assistance in the UK, please call 03300 418189

or +44 (0)1603 327180  if you require European Breakdown assistance.

Home Emergency

The Group Insurance Scheme includes a Home Emergency Product:

If you need Home Emergency assistance in the UK, please call 0330 041 8187

TRAVEL INSURANCE